/* Reusable landing-page layout for the six product categories. */
.insurance-category-page{background:#fff;color:var(--bm-ink);overflow:hidden}
.insurance-category-page [id^="category-"]{scroll-margin-top:100px}
.insurance-category-hero{position:relative;background:linear-gradient(108deg,#f9faf7 0%,#fff 58%,#f5f7f3 100%)}
.insurance-breadcrumb{display:flex;align-items:center;gap:.55rem;padding-top:1.1rem;color:#76847d;font-size:.84rem}
.insurance-breadcrumb a{color:#76847d;text-decoration:none}.insurance-breadcrumb a:hover{color:var(--bm-red)}.insurance-breadcrumb i{color:#a9b6ae;font-size:.72rem}
.insurance-hero-copy{padding:3.4rem 2rem 4.4rem 0}.insurance-hero-copy h1{max-width:660px;margin:0 0 1.2rem;color:var(--bm-green);font-size:clamp(2.4rem,4vw,3.8rem);line-height:1.1;letter-spacing:-.045em;font-weight:800}.insurance-hero-copy>p{max-width:580px;margin:0;color:#5b6a63;font-size:1.1rem;line-height:1.65}
.insurance-hero-highlights{display:flex;flex-wrap:wrap;gap:.8rem 1.5rem;margin-top:1.55rem}.insurance-hero-highlights span{display:flex;align-items:center;gap:.45rem;color:#63746b;font-size:.86rem}.insurance-hero-highlights i{color:var(--bm-red);font-size:1.1rem}
.insurance-hero-visual{position:relative;display:flex;align-items:stretch;justify-content:flex-end;min-height:415px}.insurance-hero-visual:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(248,251,245,.82),rgba(248,251,245,0) 34%),linear-gradient(0deg,rgba(248,251,245,.16),transparent 30%);pointer-events:none}.insurance-hero-visual img{display:block;width:100%;height:415px;object-fit:cover;object-position:center;border-radius:0 0 0 48%}.insurance-hero-visual img.insurance-hero-image-contain{object-fit:contain;object-position:center bottom}
.insurance-benefit-strip{position:relative;z-index:2;margin-top:-2rem}.insurance-benefit-strip .container{background:#fff;border:1px solid #e9ece5;border-radius:13px;box-shadow:0 10px 26px rgba(29,66,46,.1)}.insurance-benefit{display:flex;align-items:center;justify-content:center;gap:.65rem;min-height:76px;padding:.8rem 1rem;border-right:1px solid #ecefe9;color:#5c6d64;font-weight:700;text-align:center}.insurance-benefit i{color:var(--bm-red);font-size:1.5rem}.insurance-benefit-strip .col-6:nth-child(even) .insurance-benefit{border-right:0}.insurance-benefit-strip .col-6:nth-child(n+3) .insurance-benefit{border-top:1px solid #ecefe9}
.insurance-section-heading{margin-bottom:1.8rem;text-align:center}.insurance-section-heading.text-start{ text-align:left}.insurance-section-heading h2,.insurance-overview h2{margin:0;color:var(--bm-green);font-size:clamp(1.8rem,3vw,2.55rem);line-height:1.16;letter-spacing:-.04em;font-weight:800}.insurance-overview{background:#fff}
.insurance-feature-grid{height:100%;align-items:stretch}.insurance-feature{height:100%;padding:1.1rem .8rem;text-align:center}.insurance-feature i{display:grid;place-items:center;width:58px;height:58px;margin:0 auto .7rem;border-radius:50%;color:var(--bm-red);background:#f5f6f8;font-size:1.65rem}.insurance-feature h3{margin:0 0 .35rem;color:var(--bm-green);font-size:1rem;font-weight:800}.insurance-feature p{margin:0;color:#78847d;font-size:.9rem;line-height:1.45!important}
.insurance-products{padding:4.3rem 0 4.6rem;background:#fff}
.insurance-product-card{height:100%;overflow:hidden;border:1px solid #e6e9e2;border-radius:14px;background:#fff;box-shadow:0 5px 16px rgba(25,59,40,.07);transition:transform .2s,box-shadow .2s}.insurance-product-card:hover{transform:translateY(-4px);box-shadow:0 13px 26px rgba(25,59,40,.13)}
.insurance-product-link{display:flex;flex-direction:column;height:100%;color:inherit;text-decoration:none}
.insurance-product-image{height:230px;position:relative;overflow:hidden}.insurance-product-image img{display:block;width:100%;height:100%;object-fit:cover;transition:transform .3s}.insurance-product-card:hover .insurance-product-image img{transform:scale(1.04)}
.insurance-product-body{display:flex;flex-direction:column;flex:1;padding:1.4rem 1.5rem}.insurance-product-body h3{margin:0 0 .55rem;color:var(--bm-green);font-size:1.15rem;line-height:1.32;font-weight:800}.insurance-product-body p{margin:0 0 .8rem;color:#6b7770;font-size:.95rem;line-height:1.55}
.insurance-product-more{display:inline-flex;align-items:center;gap:.3rem;margin-top:auto;color:var(--bm-red);font-size:.88rem;font-weight:800}.insurance-product-more i{transition:transform .2s}.insurance-product-card:hover .insurance-product-more i{transform:translateX(4px)}
.insurance-info{background:#f5f6fa}.insurance-info .insurance-section-heading{margin-bottom:1.5rem}.insurance-info-item{display:flex;gap:1rem;height:100%;padding:1.25rem 1.1rem;background:#fff;border-radius:11px}.insurance-info-item>i{flex:0 0 auto;color:var(--bm-red);font-size:2rem;line-height:1}.insurance-info-item h3{margin:0 0 .35rem;color:var(--bm-green);font-size:1.02rem;font-weight:800}.insurance-info-item p{margin:0;color:#6b7770;font-size:.92rem;line-height:1.5}
.insurance-choice{background:#fff}.insurance-choice .insurance-section-heading{margin-bottom:1.1rem}.insurance-choice-steps{border-left:2px solid #e7ece5;padding-left:1.15rem}.insurance-choice-step{position:relative;display:flex;gap:1rem;padding:.85rem 0}.insurance-choice-step:before{content:"";position:absolute;left:-1.58rem;top:1.2rem;width:.7rem;height:.7rem;border:2px solid var(--bm-red);border-radius:50%;background:#fff}.insurance-choice-step strong{flex:0 0 2rem;color:var(--bm-red);font-size:1.65rem;line-height:1;font-weight:800}.insurance-choice-step h3{margin:0 0 .25rem;color:var(--bm-green);font-size:1.05rem;font-weight:800}.insurance-choice-step p{margin:0;color:#718078;font-size:.92rem;line-height:1.45}.insurance-choice-box{padding:1.55rem;border:1px solid #ece5da;border-radius:13px;background:#fffdfa;box-shadow:0 8px 20px rgba(49,46,30,.06)}.insurance-choice-box h3{margin:0 0 1rem;color:var(--bm-green);font-size:1.2rem;font-weight:800}.insurance-choice-item{display:flex;gap:.8rem;padding:.8rem 0;border-bottom:1px solid #eee9df}.insurance-choice-item:last-of-type{border-bottom:0}.insurance-choice-item>i{color:var(--bm-red);font-size:1.35rem}.insurance-choice-item strong,.insurance-choice-item span{display:block}.insurance-choice-item strong{color:#40554b;font-size:.9rem}.insurance-choice-item span{margin-top:.15rem;color:#78837c;font-size:.84rem;line-height:1.35}
.insurance-advisor{padding:0 0 3.8rem;background:#fff}.insurance-advisor-inner{position:relative;display:flex;align-items:center;gap:1rem;min-height:116px;overflow:hidden;padding:1.35rem 3.6rem 1.35rem 1.5rem;border-radius:15px;color:#fff;background:linear-gradient(100deg,var(--bm-green-deep),var(--bm-green-bg));box-shadow:0 9px 21px rgba(0,65,44,.18)}.insurance-advisor-inner:after{content:"";position:absolute;right:-1rem;bottom:-4rem;width:260px;height:190px;border:1px solid rgba(255,255,255,.15);border-radius:50%;transform:rotate(-23deg)}.insurance-advisor-icon{position:relative;z-index:1;display:grid;place-items:center;flex:0 0 58px;width:58px;height:58px;border-radius:50%;background:rgba(255,255,255,.18);font-size:1.8rem}.insurance-advisor-copy{position:relative;z-index:1;flex:1;min-width:0}.insurance-advisor-copy h2{margin:0 0 .2rem;font-size:1.3rem;font-weight:800}.insurance-advisor-copy p{max-width:610px;margin:0;color:#d9eee4;font-size:.95rem;line-height:1.35}.insurance-advisor-inner .btn{position:relative;z-index:1;flex:0 0 auto;margin-left:auto;white-space:nowrap}
.insurance-journey{background:#fff}.insurance-journey-item{height:100%;padding:1.2rem 1rem;text-align:center;border:1px solid #e7ebe4;border-radius:12px;background:#fff}.insurance-journey-item>i{display:grid;place-items:center;width:54px;height:54px;margin:0 auto .75rem;border-radius:50%;color:var(--bm-red);background:#f5f6f8;font-size:1.6rem}.insurance-journey-item h3{margin:0 0 .35rem;color:var(--bm-green);font-size:1rem;font-weight:800}.insurance-journey-item p{margin:0;color:#718078;font-size:.88rem;line-height:1.45}
.insurance-process{padding:3.8rem 0;background:#fbf9f2}.insurance-process .insurance-section-heading{margin-bottom:1.3rem}.insurance-process-row{padding:1rem .5rem;background:#fff;border-radius:14px;box-shadow:0 7px 20px rgba(57,54,29,.07)}.insurance-process-step{position:relative;height:100%;padding:1rem;text-align:center}.insurance-process-row .col-lg-3:not(:last-child) .insurance-process-step:after{content:"";position:absolute;right:-.1rem;top:2.25rem;width:42%;border-top:2px dashed #cbd3c9}.insurance-process-step strong{display:block;color:var(--bm-red);font-size:1rem;font-weight:800}.insurance-process-step>i{display:grid;place-items:center;width:52px;height:52px;margin:.4rem auto .6rem;border-radius:50%;color:var(--bm-green);background:#edf5e9;font-size:1.4rem}.insurance-process-step h3{margin:0 0 .25rem;color:var(--bm-green);font-size:1rem;font-weight:800}.insurance-process-step p{margin:0;color:#748078;font-size:.84rem;line-height:1.35}
.insurance-faq{background:#fff}.insurance-faq-list{max-width:1080px;margin-inline:auto;padding:0 1.3rem;border-radius:13px;background:#fff;box-shadow:0 7px 22px rgba(25,59,40,.08)}.insurance-faq-list details{border-bottom:1px solid #e8ebe6;padding:1rem 0}.insurance-faq-list details:last-child{border-bottom:0}.insurance-faq-list summary{display:flex;justify-content:space-between;gap:1rem;cursor:pointer;list-style:none;color:#2e4037;font-size:.98rem;font-weight:700}.insurance-faq-list summary::-webkit-details-marker{display:none}.insurance-faq-list summary i{color:var(--bm-red);font-size:1.1rem;transition:transform .2s}.insurance-faq-list details[open] summary i{transform:rotate(45deg)}.insurance-faq-list p{max-width:850px;margin:.55rem 0 0;color:#6e7b73;font-size:.92rem;line-height:1.55}
.insurance-content{background:#fff}.insurance-content .cms-content{max-width:860px;margin-inline:auto;font-size:1.02rem;line-height:1.75;color:#3a4a42}.insurance-content .cms-content h2{margin:2rem 0 .8rem;color:var(--bm-green);font-size:1.55rem;font-weight:800}.insurance-content .cms-content h3{margin:1.6rem 0 .6rem;color:var(--bm-green);font-size:1.2rem;font-weight:700}.insurance-content .cms-content p{margin:0 0 1rem}.insurance-content .cms-content img{max-width:100%;height:auto;border-radius:10px;margin:1rem 0}.insurance-content .cms-content ul,.insurance-content .cms-content ol{padding-left:1.5rem;margin:0 0 1rem}.insurance-content .cms-content li{margin-bottom:.35rem}.insurance-content .cms-content a{color:var(--bm-red);text-decoration:underline;text-underline-offset:2px}.insurance-content .cms-content a:hover{color:var(--bm-green)}
.insurance-cta{padding:2.8rem 0 4rem;background:#fff}.insurance-cta-inner{display:flex;align-items:center;justify-content:space-between;gap:2rem;padding:1.5rem 2rem;border-radius:13px;color:#fff;background:linear-gradient(100deg,#0a3154,#0e4d69)}.insurance-cta-inner h2{margin:0 0 .25rem;font-size:1.55rem;font-weight:800}.insurance-cta-inner p{margin:0;color:#d5e4ea;font-size:.92rem}.insurance-cta-inner .btn{flex:0 0 auto}
@media(max-width:991.98px){.insurance-hero-copy{padding:2.5rem 0 2rem}.insurance-hero-visual{min-height:320px}.insurance-hero-visual img{height:320px}.insurance-benefit-strip{margin-top:-1.25rem}.insurance-product-image{height:220px}.insurance-process-row .col-lg-3:nth-child(2) .insurance-process-step:after{display:none}.insurance-advisor-inner{padding-right:1.5rem}}
@media(max-width:575.98px){.insurance-breadcrumb{padding-top:.8rem;font-size:.78rem;gap:.35rem}.insurance-breadcrumb a:nth-of-type(2){display:none}.insurance-breadcrumb a:nth-of-type(2)+i{display:none}.insurance-hero-copy{padding:2rem 0 1.4rem}.insurance-hero-copy h1{font-size:2.35rem}.insurance-hero-copy>p{font-size:1rem}.insurance-hero-highlights{gap:.55rem .9rem;margin-top:1.1rem}.insurance-hero-highlights span{font-size:.8rem}.insurance-hero-visual{min-height:255px}.insurance-hero-visual img{height:255px;border-radius:0 0 0 28%}.insurance-benefit{min-height:68px;padding:.65rem .4rem;gap:.35rem;flex-direction:column;font-size:.8rem}.insurance-benefit i{font-size:1.25rem}.insurance-products{padding-top:3rem;padding-bottom:3.3rem}.insurance-product-image{height:205px}.insurance-product-body{min-height:175px;padding:1rem}.insurance-info-item{padding:1rem}.insurance-choice-step{gap:.65rem}.insurance-choice-step strong{font-size:1.4rem}.insurance-choice-box{padding:1.15rem}.insurance-advisor-inner{align-items:flex-start;flex-wrap:wrap;padding:1rem}.insurance-advisor-icon{flex-basis:50px;width:50px;height:50px;font-size:1.5rem}.insurance-advisor-copy{flex-basis:calc(100% - 66px)}.insurance-advisor-copy h2{font-size:1.1rem}.insurance-advisor-copy p{font-size:.84rem}.insurance-advisor-inner .btn{width:100%;margin:0}.insurance-process{padding-top:3rem}.insurance-process-row .col-lg-3:not(:last-child) .insurance-process-step:after{display:none}.insurance-cta-inner{align-items:flex-start;flex-direction:column;padding:1.25rem}.insurance-cta-inner h2{font-size:1.3rem}.insurance-cta-inner .btn{width:100%}}.insurance-product-image>span{background:var(--bm-red-bg)}

.insurance-product-image{position:relative}