/* Homepage sections: hero, services, process, support, history, knowledge, and FAQ. */
.home-hero{background:linear-gradient(110deg,#fffdf7 0%,#fff 55%,#f4f7f1 100%);min-height:475px;overflow:hidden;position:relative}
.home-hero:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 2% 78%,transparent 0 90px,#efe7d9 91px 92px,transparent 93px),radial-gradient(circle at 95% 13%,transparent 0 112px,#e9e0cf 113px 114px,transparent 115px);opacity:.8}
.hero-copy{padding:4.8rem 2rem 4.2rem 0;position:relative;z-index:2}

.hero-copy h1{font-size:clamp(2.6rem,4.2vw,4.4rem);line-height:1.07;letter-spacing:-.055em;margin:.4rem 0 1.1rem;color:var(--bm-green);font-weight:800}
.hero-copy h1 span{color:var(--bm-red)}
.hero-lead{color:#65706b;max-width:490px;font-size:1.06rem;line-height:1.65;margin-bottom:1.55rem}
.hero-actions{display:flex;gap:.7rem;flex-wrap:wrap}
.hero-trust{display:flex;flex-wrap:wrap;gap:.7rem;margin-top:2.25rem}
.hero-trust span{display:flex;align-items:center;gap:.45rem;border:1px solid #e7e2d8;background:rgba(255,255,255,.8);border-radius:8px;padding:.55rem .7rem;font-size:.78rem;color:#68716c}
.hero-trust i{font-size:1rem;color:var(--bm-green)}
.hero-trust strong{font-weight:650}
.hero-visual{position:relative;align-self:stretch;min-height:475px}
.hero-photo{position:absolute;inset:0 -7vw 0 0;overflow:hidden;clip-path:ellipse(80% 92% at 64% 50%)}
.hero-photo:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(255,253,247,.28),transparent 30%),linear-gradient(0deg,rgba(0,42,29,.12),transparent 45%)}
.hero-photo img{display:block;width:100%;height:100%;object-fit:cover;object-position:center}
.quick-tools-wrap{position:relative;z-index:4;margin-top:-30px}
.quick-tools{display:flex;align-items:center;background:#fff;border:1px solid #ece8df;border-radius:18px;box-shadow:0 12px 28px rgba(25,51,42,.13);padding:1rem 1.25rem}
.quick-title{font-size:1.1rem;font-weight:800;color:var(--bm-green);padding:0 1.4rem 0 .45rem;min-width:145px}
.quick-item{display:flex;align-items:center;gap:.62rem;color:#4a5a53;text-decoration:none;font-size:.86rem;font-weight:650;padding:.35rem 1.35rem;border-left:1px solid #ece8df;flex:1;min-height:38px}
.quick-item i:first-child{font-size:1.35rem;color:var(--bm-red)}
.quick-item i:last-child{font-size:1rem;color:var(--bm-green);margin-left:auto}
.quick-item:hover{color:var(--bm-red)}

.section-heading{margin-bottom:2rem}
.section-heading h2{font-size:clamp(1.7rem,2.4vw,2.45rem);font-weight:800;letter-spacing:-.035em;color:var(--bm-green);margin:.35rem 0 .45rem}
.section-heading>p{color:#78817b;margin:0}
.services-section{background:#fff}
.service-grid{margin-inline:auto}
.service-card{height:100%;min-height:170px;border:1px solid #e8e2d6;border-radius:14px;padding:1.55rem 1.25rem 1.2rem;text-align:center;background:linear-gradient(180deg,#fff,#fdfcf9);transition:transform .2s,box-shadow .2s,border-color .2s}
.service-card:hover{transform:translateY(-4px);box-shadow:0 12px 24px rgba(6,78,59,.1);border-color:#9fc5b1}
.service-card-red:hover{border-color:#ef8d9c}
.service-icon{font-size:2.4rem;line-height:1;color:var(--bm-green);margin-bottom:.65rem}
.service-card-red .service-icon{color:var(--bm-red)}
.service-card h3{font-size:1.05rem;font-weight:800;color:var(--bm-green);margin-bottom:.38rem}
.service-card p{font-size:.84rem;line-height:1.48;color:#7a827e;margin:0 auto .7rem;max-width:230px}
.service-card a{color:var(--bm-red);font-size:.82rem;font-weight:800;text-decoration:none}
.service-card a i{margin-left:.3rem}
.process-strip{padding:1.9rem 0 2.35rem;background:#fcf8ef;border-block:1px solid #f2eadd}
.process-strip .section-heading{margin-bottom:1rem}
.process-strip .section-heading h2{font-size:1.65rem}
.process-row{margin-inline:auto}
.process-step{display:flex;align-items:center;gap:.7rem;padding:1rem 1.15rem;min-height:78px;background:#fff;border-radius:12px;margin:0 .2rem;box-shadow:0 2px 6px rgba(85,65,24,.03)}
.process-step>i{font-size:2rem;color:var(--bm-red)}
.process-step strong{font-size:.88rem;color:var(--bm-green);display:block}
.process-step strong b{font-size:1rem;color:var(--bm-red);margin-right:.25rem}
.process-step small{display:block;color:#7b817b;font-size:.76rem;line-height:1.35;margin-top:.2rem}
.support-section{background:linear-gradient(180deg,#f6f9f4,#fff)}
.support-grid{display:grid;grid-template-columns:1fr 1fr;gap:.7rem}
.support-item{display:flex;align-items:flex-start;gap:.75rem;padding:.95rem;border-radius:11px;background:#fff;border:1px solid #e7e8e2;text-decoration:none;color:var(--bm-ink);box-shadow:0 5px 13px rgba(28,70,46,.06)}
.support-item:hover{border-color:#9fc5b1}
.support-item>i{color:var(--bm-red);font-size:1.5rem}
.support-item strong{display:block;font-size:.88rem}
.support-item small{display:block;color:#87908a;font-size:.76rem;line-height:1.35;margin-top:.2rem}
.vn-map{height:300px;position:relative;display:grid;place-items:center}
.dot{position:absolute;color:var(--bm-red);font-size:1.2rem}
.hotline-card{min-height:220px;background:#fff;border:1px solid #e6ebe5;border-radius:17px;box-shadow:0 10px 28px rgba(20,58,37,.1);display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;padding:1.3rem}
.hotline-card i{font-size:2rem;color:var(--bm-green);margin-bottom:.65rem}
.hotline-card small{color:#8a938c;font-size:.82rem}
.hotline-card strong{font-size:1.75rem;color:var(--bm-red);letter-spacing:-.05em;margin:.25rem 0}
.hotline-card span{font-size:.86rem;color:var(--bm-green);font-weight:700}
.history-facts{display:flex;justify-content:center;gap:3rem;flex-wrap:wrap;margin:1.3rem 0 2rem;color:#5e7168;font-size:.88rem;font-weight:650}
.history-facts span{display:flex;gap:.45rem;align-items:center}
.history-facts i{font-size:1.2rem;color:var(--bm-green)}
/* The two photos meet along a diagonal: each half overhangs its column by half
   the seam, then a matching clip-path cuts the same slanted line through both. */
.history-images{--seam:clamp(1.5rem,4vw,4rem);display:grid;grid-template-columns:1fr 1fr;border-radius:14px;overflow:hidden}
.history-images div{aspect-ratio:5/2;overflow:hidden}
.history-images div:first-child{margin-right:calc(var(--seam) / -2);clip-path:polygon(0 0,100% 0,calc(100% - var(--seam)) 100%,0 100%)}
.history-images div:last-child{margin-left:calc(var(--seam) / -2);clip-path:polygon(var(--seam) 0,100% 0,100% 100%,0 100%)}
.history-images img{width:100%;height:100%;object-fit:cover;transition:transform .5s}
.history-images div:hover img{transform:scale(1.04)}
.story-section{background:#fafaf8}
.articles-panel{margin-top:2.8rem;background:#fff;border:1px solid var(--bm-line);border-radius:14px}
.articles-col{padding:1.7rem}
/* The divider follows the column stacking: side by side at lg, above below it. */
.articles-col-news{border-top:1px solid var(--bm-line)}
@media(min-width:992px){.articles-col-news{border-top:0;border-left:1px solid var(--bm-line)}}
.block-title{font-size:1.35rem;font-weight:800;letter-spacing:-.02em;color:var(--bm-green);margin:0 0 1.15rem}
.home-article-card{height:100%}
.home-article-card img{display:block;width:100%;aspect-ratio:3/2;object-fit:cover;border-radius:10px}
.home-article-card>div{padding:.7rem 0 0}
.home-article-card h3{font-size:.92rem;line-height:1.25;color:var(--bm-green);font-weight:800;margin:0 0 .35rem}
.home-article-card p{font-size:.78rem;line-height:1.4;color:#7a827c;margin:0 0 .55rem}
.home-article-card a{font-size:.78rem;font-weight:800;color:var(--bm-red);text-decoration:none}
.news-item{display:flex;align-items:flex-start;gap:.75rem;padding:.7rem 0;border-bottom:1px solid #eeeae3;text-decoration:none;color:var(--bm-ink)}
.news-item:first-child{padding-top:0}
.news-item:last-child{border:0;padding-bottom:0}
.news-item img{width:118px;aspect-ratio:3/2;border-radius:8px;object-fit:cover;flex:none}
.news-item strong{display:block;font-size:.88rem;line-height:1.25;color:var(--bm-green)}
.news-item small{display:block;color:#7f8782;font-size:.76rem;line-height:1.3;margin-top:.25rem}
.btn-outline-red{border:1px solid var(--bm-red);color:var(--bm-red);font-size:.75rem;font-weight:800;border-radius:6px}
.btn-outline-red:hover{background:var(--bm-red-bg);color:#fff}
.faq-section{background:linear-gradient(105deg,#fffdf9,#f6fbf5)}
.faq-list{border-top:1px solid #ddd9d0}
.faq-list details{border-bottom:1px solid #ddd9d0;padding:.8rem 0}
.faq-list summary{list-style:none;cursor:pointer;font-size:.92rem;font-weight:750;color:var(--bm-green);display:flex;justify-content:space-between;gap:1rem}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list summary i{color:var(--bm-red);font-size:1.15rem;transition:transform .2s}
.faq-list details[open] summary i{transform:rotate(45deg)}
.faq-list p{font-size:.88rem;color:#78827c;line-height:1.6;max-width:560px;margin:.6rem 0 0}
.faq-list p a{color:var(--bm-red);font-weight:700;text-decoration:none}
.faq-list p a:hover{text-decoration:underline}
.faq-visual{border-radius:14px;overflow:hidden;box-shadow:0 15px 30px rgba(20,54,38,.13);aspect-ratio:3/2}
.faq-visual img{display:block;width:100%;height:100%;object-fit:cover}
@media(max-width:1199.98px){
.hero-copy{padding-left:0}
.quick-title{min-width:120px;padding-left:0;padding-right:.8rem}
.quick-item{padding-inline:.7rem}
}
@media(max-width:991.98px){
.home-hero{min-height:auto}
.hero-copy{padding:3.6rem 1rem 2.5rem}
.hero-visual{position:relative;inset:auto;height:320px;min-height:320px;z-index:1;pointer-events:auto}
.hero-photo{inset:0 0 0 0;clip-path:none}
.hero-photo img{object-position:center bottom}
.quick-tools-wrap{margin-top:0;padding-top:1rem}
.quick-tools{display:grid;grid-template-columns:repeat(2,1fr);padding:.7rem}
.quick-title{grid-column:1/-1;padding:.35rem .5rem}
.quick-item{border-top:1px solid #ece8df;border-left:0;padding:.7rem .5rem}
.quick-item:nth-of-type(odd){border-right:1px solid #ece8df}
.support-section .vn-map{height:240px}
}
@media(max-width:575.98px){
.hero-copy h1{font-size:2.65rem}
.hero-lead{font-size:.98rem}
.hero-actions .btn{width:100%}
.hero-trust{gap:.35rem}
.hero-trust span{font-size:.68rem;padding:.45rem}
.hero-trust span:last-child{display:none}
.hero-visual{height:300px;min-height:300px}
.quick-tools{border-radius:12px}
.quick-item{font-size:.78rem}

.section-heading h2{font-size:1.8rem}
.service-card{min-height:155px;padding:1.2rem .8rem}
.service-icon{font-size:2rem}
.process-step{margin:.2rem 0}
.support-grid{grid-template-columns:1fr}
.history-facts{gap:1rem;justify-content:flex-start;font-size:.76rem}
.history-images{grid-template-columns:1fr}
.history-images div{aspect-ratio:16/9}
.history-images div:first-child,.history-images div:last-child{margin:0;clip-path:none}

.service-card p{font-size:.8rem}.process-step strong{font-size:.82rem}.process-step small{font-size:.7rem}.support-item small{font-size:.72rem}.home-article-card p{font-size:.72rem}.home-article-card a{font-size:.72rem}.news-item small{font-size:.72rem}}

.hero-left-art{position:absolute;left:0;bottom:0;width:min(680px,58vw);height:auto;aspect-ratio:3/2;z-index:1;pointer-events:none}
.home-hero:before{background:none}
@media(max-width:991.98px){.hero-left-art{width:min(600px,92vw);height:auto;max-height:360px}}

/* The supplied hero artwork already contains its own curved frame and petals. */
.hero-photo{clip-path:none;overflow:visible}
.hero-photo img{object-fit:contain;object-position:center right}
.home-hero{background:#fff}
.hero-photo{background:transparent}
.hero-photo:after{display:none}
@media(max-width:991.98px){.hero-photo img{object-position:center bottom}}

/* Use the supplied nationwide network artwork in the support section. */
.support-section{padding:2rem 0}
.support-section .hotline-card{max-width:255px;margin-inline:auto}
.support-section .section-heading{text-align:center}
.support-section .support-grid{width:100%;max-width:none;margin-inline:0}
.support-section .support-item{align-items:center;min-height:104px;padding:1rem 1.2rem}
.support-item>i{font-size:2.25rem;line-height:1;flex:0 0 auto}
.hotline-card i{font-size:2.5rem}
.hotline-card strong{font-size:1.8rem;margin:.45rem 0 .1rem}
.hotline-card small{font-size:1rem}
.vn-map{height:300px;display:flex;align-items:center;justify-content:center}
.vn-map-image{display:block;width:auto;height:280px;max-width:100%;object-fit:contain}
@media(max-width:991.98px){.support-section{padding:3rem 0}.vn-map{height:260px}.vn-map-image{height:235px}.support-section .hotline-card{max-width:320px}}
@media(min-width:992px){.support-section>.container>.row{--bs-gutter-x:2rem}}

/* Claims band: photo on the left, dark green panel on the right, full bleed. */
.claim-section{display:grid;grid-template-columns:1fr 1fr;background:var(--bm-green-deep)}
.claim-photo{position:relative;min-height:340px;overflow:hidden}
.claim-photo img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.claim-panel{display:flex;align-items:center;padding:3.2rem 2rem;color:#fff;position:relative;overflow:hidden}
.claim-panel:after{content:"";position:absolute;right:-40px;bottom:-60px;width:260px;height:260px;opacity:.07;pointer-events:none;background:#fff;-webkit-mask:url('/assets/images/header/mega-bg.svg') center/contain no-repeat;mask:url('/assets/images/header/mega-bg.svg') center/contain no-repeat}
.claim-panel-inner{position:relative;z-index:1;max-width:520px}
.claim-panel h2{font-size:clamp(1.6rem,2.2vw,2.2rem);font-weight:800;line-height:1.2;letter-spacing:-.03em;margin:0 0 .8rem}
.claim-panel>.claim-panel-inner>p{color:rgba(255,255,255,.85);font-size:.98rem;line-height:1.6;margin:0 0 1.6rem}
.claim-types{list-style:none;display:grid;grid-template-columns:repeat(4,1fr);gap:.9rem;margin:0 0 1.8rem;padding:0}
.claim-types li{display:flex;flex-direction:column;align-items:center;text-align:center;gap:.45rem;color:rgba(255,255,255,.9);font-size:.76rem;line-height:1.3}
.claim-types li+li{border-left:1px solid rgba(255,255,255,.18)}
.claim-types i{font-size:1.65rem;color:#fff}
@media(max-width:991.98px){
.claim-section{grid-template-columns:1fr}
.claim-photo{min-height:240px}
.claim-panel{padding:2.4rem 1.25rem}
.claim-types{grid-template-columns:repeat(2,1fr);gap:1.1rem}
.claim-types li:nth-child(3){border-left:0}
}